Rosary Acosta's Blog

Posted on 06/21/2020
What’s the Best Home Improvement for ROI
Photo by Sue Smith via Shutterstock Choosing what to upgrade or fix in, on or around your home can be a complicated process. Changes fall into two categories – things that increase or decrease value (or sale price) and things that increase or decrease salability (or how willing people are to pay full price for it). Before you...
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Posted on 06/14/2020
Ways to Improve Your HVAC's Energy Efficiency
Photo by Skitterphoto via Pexels Keeping your home comfortable when the weather gets cooler can have a significant impact on your energy bills. In fact, your HVAC system is one of the biggest sources of energy usage in your home. You could end up spending more than you planned to on heating, especially if the weather turns colder...
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Posted on 06/07/2020
How To Use Dark Colors Without The Gloom
Photo by Media Design and Media Publishing via Pixabay Dark colors can be striking in any home, but too many darks can make your home seem gloomy and depressing. Fortunately, simple changes and choices can help you create a space with a dark palette that is attention-getting, not depressing. Lighting Matters Lighting at various levels matters for any...
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Posted on 05/31/2020
Tips to Consider Before Purchasing a Foreclosed Property
Photo by Paul Brennan via Pixabay If you're like many prospective homeowners who've been looking at listings lately in preparation for moving forward with purchasing property, you've noticed listings for foreclosures. Some people in your position are attracted by the idea of saving money on foreclosures, while others may simply have fallen in love with a home that...
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Posted on 05/24/2020
Mortgages for the Self-Employed
Photo by Free-Photos via Pixabay When you’re self-employed, it’s difficult to decide whether you are ready to buy a house. After all, your income might come in spurts instead of having a regular check every week or two. Being prepared for the mortgage process increases the chance that your application will be approved. Self-employed people have more hurdles...
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Posted on 05/17/2020
3 Ways to Slash your Water Bill
Photo by PublicDomainPictures via Pixabay Are you overpaying for water? You could be, if your home is not running as efficiently as it could, or if you have undiagnosed leaks or damage. Cutting your water consumption can help you save money every month, and in many cases, you won't have to change your habits at all. Try one...
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Posted on 05/10/2020
Does your Roof Need to be Repaired? Here's How to Tell
Photo by Joel Dunn via Pixabay Your roof is an important part of your home, and for something of its size, it is surprisingly delicate. Even minor problems can have a lasting impact on the integrity of your home. Learning how to spot some of the most common problems allows you to seek out help when you need...
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Posted on 05/03/2020
Which Tools do Homeowners Need ?
Photo by Davie Bicker via Pixabay There are plenty of maintenance concerns to think about when owning a home. Once you’ve completed your purchase and settled in comfortably, it’s important to remember that there will be no landlord to come around and fix those leaky faucets. You’ll need to either fix them yourself or pay to have a...
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Posted on 04/26/2020
Common Home Renovation Issues to Consider
Image by ClassicallyPrinted from Pixabay Renovating your home is a great way to improve your home while also adding value. While you may go into a home improvement or renovation project with the best-laid plans, problems are bound to arise especially with a larger scale job. Some issues can be prevented by understanding the most common pitfalls that...
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Posted on 04/19/2020
How to Capitalize on a Buyer's Market
A buyer's market typically is a dream come true for those who want to find a high-quality and affordable house. In fact, there are many things you can do to capitalize on a buyer's market to ensure you can purchase a house that you'll be able to enjoy for years to come. Now, let's take a look at three...
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Posted on 04/12/2020
What to Do If a Home Seller Rejects Your Offer to Purchase
If a seller rejects your offer to purchase his or her house, there is no need to panic. At this point, there are many things you can do, including: 1. Craft a New Offer to Purchase If at first you don't succeed, try again. Remember, if you find your dream house but your initial offer to purchase is rejected,...
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Posted on 04/05/2020
What is PMI?
Photo by Gino Crescoli via Pixabay Private Mortgage Insurance (PMI) may be a common term in home buying, but not every home buyer understands exactly what it will mean for their finances. This short guide will give you the basics, so there are fewer surprises down the line. What Is PMI? PMI is a type of insurance that...
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